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Resources

Two ways to start. Quietly.

Read something tonight, or work through it at your own pace. Below, a small library you can come back to as questions surface.

Curated by Charmaine Panko, K.C., for people navigating separation and divorce in Saskatchewan.

Read tonight

Panko Collaborative Law
The Five Secrets of a Successful Separation
Charmaine Panko, K.C.

The Five Secrets of a Successful Separation

24 pages·10-minute read

A short, plain-language primer for the first weeks — the five things that make every later step easier.

Best if you are newly separated, overwhelmed, or trying to understand what matters first.

Download the eBook

Work through it · Self-paced

10-module course

CAD $49.95

One-time · Self-paced · Lifetime access

CommonSense Separation Course

10 modules·Self-paced·CAD $49.95

A 10-module walk-through of separation and divorce in Saskatchewan, in plain language. Immediate access on enrolment, lifetime access, and we update it as the law changes.

Best if you want a structured, step-by-step walkthrough at your own pace.

View the course

Library

Browse by where you are right now.

These resources are educational. For advice about your own situation, book a consultation.

You’re just beginning to think about this

Is this really happening — and what would it even mean? Nothing here asks you to decide anything. It’s plain language for the nights you just need to understand.

The two resources at the top of this page were made for exactly this moment — a short read for tonight, and a structured course for whenever you’re ready for more.

The Five Secrets of a Successful SeparationeBook
A 10-minute, plain-language primer on the five things that make every later step easier.
CommonSense Separation CourseCourse
A self-paced, 10-module walk-through of separation and divorce in Saskatchewan.

Separation is the date you and your spouse decide the relationship is over. Below are the official sources for what changes legally that day, and what doesn’t.

Family Law Saskatchewan — PLEAPlain-language guide
Saskatchewan’s public legal education non-profit. The go-to plain-language resource for people navigating family law without a lawyer.
Family Law Information CentreGovernment
Provincial intake services and forms — start here if you want to file yourself.

Short answer: yes, but less than people think.

Common Law Relationships in SaskatchewanPlain-language guide
Common law partners have rights to support in Saskatchewan — but not the same property rights as married spouses. This explains the difference.

We’ve decided to separate — what now?

The first practical steps. None of them lock anything in, and none of them have to happen today.

Small, but easy to forget. Doing it right the first time avoids a year-end mess.

Marital Status — Government of CanadaGovernment
Affects your GST credit, Canada Child Benefit, and provincial supplements. The official form and timeline are here.

Legal Aid Saskatchewan provides services for individuals who qualify — there’s no shame in starting there.

Legal Aid SaskatchewanGovernment
Saskatchewan’s income-tested legal services for family matters. Income thresholds and the application are here.

When the time comes, there is more than one way to reach an agreement — collaborative law, mediation, arbitration, and, when it’s truly needed, court. You don’t have to choose one now. The “Ready to make it official” stage walks through each in plain language.

We’re working it out

The big things usually come in two groups. Start with whichever is on your mind — there’s no required order.

Our children

Schedule, expenses, and communication in one place — and a record if you ever need one.

OurFamilyWizard.caTool
The #1 court-recommended co-parenting app.

Information and support for families navigating separation — with reading by age group.

Families ChangePlain-language guide
Includes guides written for kids and teens to read themselves — age-sorted reading is what makes this different from most separation resources.

The Our Family in Two Homes workbook is what we hand most clients in week one. It produces a real plan, in your own words.

Request the workbookWorkbook
Guides you through parenting time, decision-making, and daily routines — the building blocks of any parenting plan.
Federal Child Support Look-UpCalculator
Base amount based on income and number of children.

Two short reads we recommend before any “we have something to tell you” conversation.

Putting Kids First in DivorceBook
Practical guidance for parents who want to stay child-focused — particularly the hard conversations.

Our property & finances

These give a ballpark. Not advice, but enough to know if you’re in the right neighbourhood.

MySupportCalculator.caCalculator
Child and spousal support estimator trusted by judges and lawyers.
Federal Child Support Look-UpCalculator
Government of Canada — base amounts by income and province.

The default rule is equal division. The exceptions matter — and they’re where most of the real work happens.

Family Property — Government of SaskatchewanGovernment
The provincial rules on what counts as family property and what’s excluded — before getting to the exceptions.

Amounts and durations are governed by government guidelines.

Family Law Fact Sheets — CanadaGovernment
The federal guidelines on spousal support: how amounts are set, how duration is calculated, and what factors courts weigh.

Who claims the kids? What happens to RRSPs and the principal residence? All questions to consider during tax season.

Marital Status & CRAResource
Covers the GST credit, Canada Child Benefit, and provincial tax credits that change when marital status changes.

We’re ready to make it official

How the things you’ve worked out become a signed agreement — and the different paths that can get you there.

A non-adversarial process where both sides commit, in writing, to staying out of court. The work that’s normally adversarial happens in four-way meetings instead.

Collaborative DivorceBook
The standard reference on collaborative practice — the commitments, the four-way meeting structure, and what outcomes typically look like.
Divorced & Done podcastResource
The episode with Charmaine on Collaborative Law.

A trained third party helps you and your spouse reach an agreement together — typically faster and less costly than litigation. Learn more at Commonsensemediation.ca

Like a private trial. Useful when you can’t agree on outcomes but want to skip the public court calendar.

Sometimes court is the only path forward — usually when there’s a safety concern or a refusal to disclose. We’ll be honest with you about whether you’re there.

What to gather before our first meeting.

First Meeting ChecklistForm
What to bring, what’s optional — covered in our FAQ.
Family Law Information CentreGovernment
Provincial intake services and forms — start here if you want to file yourself.

Not sure where you are in all this?

A consultation can help you sort the first step.

Book a consultation

Books and a podcast, if you want to go deeper.

Workbook
Our Family in Two Homes
Parenting plan

Workbook · From us

Our Family in Two Homes

For writing a co-parenting plan in your own words.

Request a copy →
For parents
Putting Kids First in Divorce
A practical guide

Book

Putting Kids First in Divorce

Strategies for keeping cooperative relationships intact.

Buy on Amazon →
Settlement
Collaborative Divorce
Out of the courtroom

Book

Collaborative Divorce

How collaborative law works, in practice.

Buy on Amazon →

Podcast

Divorced & Done

Includes the episode with Charmaine on Collaborative Law.

Listen on Spotify →
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The content of this website is for general information purposes only and does not constitute legal advice. Panko Collaborative Law is a member of the Law Society of Saskatchewan.